CNBC regular Robert J. Barbera offers a crystal clear explanation of the financial market crisis of 2008. . While mainstream financial analysts are stringing together "ad hoc" explanations for the financial crisis. of 2008, a relatively small group of economists saw this coming. In "The Cost of Capitalism," Robert J.. Barbera explains why.. . Barbera makes the case that investors and policy-makers can reduce the risk of truly gruesome outcomes if they better plan. for the violent economic storms, which history confirms are always over the horizon.. . Investors will learn how to gird themselves for the roller-coaster ride that is free market capitalism;. policy makers will find out how to plan for crises they know will occur at some point; and academic. economists will rethink their pursuit of ever more elaborate mathematical models that bear no. resemblance to the real world.. The message is simple: Stop pretending that people are always rational and that markets are always. efficientand be prepared for market mayhem..