Tratado de Derecho mercantil

T.28: La tarjeta de crédito

Este libro pretende ocuparse de las principales cuestiones que el empleo de las tarjetas de crédito plantea en el tráfico mercantil, analizando la respuesta que de nuestro ordenamiento jurídico cabe esperar para cada una de ellas. así, a lo largo de sus páginas, revisamos los ...

Stress testing for risk control under basel

The Consultative paper issued by the Basel Committee on Banking Supervision (Basel II) cites the failure of bankers to adequately stress test exposures as a major reason for bad loans. Sample quotes from this crucial document include: "Banks should take into consideration potential future changes ...

Interest rate models

an infinite-dimensional stochastic analysis perspective

"Interest Rate Models: An Infinite Dimensional Stochastic Analysis Perspective" studies the mathematical issues that arise in modeling the interest rate term structure. These issues are approached by casting the interest rate models as stochastic evolution equations in infinite dimensional function spaces. The book is comprised ...

Las claves del éxito de las Sociedades de Garantía Recíproca en el período 1994-2005

Las PYME encuentran más dificultades que las grandes compañías para acceder a una financiación bancaria adecuada para el desarrollo de sus proyectos empresariales. Para resolver este problema se pusieron en marcha las Sociedades de Garantía Recíproca (SGR).

The Basel Handbook

a guide for financial practitioners

This work includes new chapters and topics, such as the asset classes required under Pillar 1, the new required elements for capital adequacy and the minimum capital requirements for securitization and operational risk, credit risk mitigation, supervisory review and market discipline. Through trial and error ...

Credit risk management and basel II

an implementation guide

This book fills the gaps in existing literature on this subject by: approaching explanations from a non-mathematical perspective, with the spirit behind the mathematics and equations explained in an accessible manner; taking a holistic approach, with an end-to-end analysis of the credit risk problem; and ...

Integrating market, credit and operation risk

a complete guide for bankers and risk professionals

Covering the three major sources of risk, this book gives an overview of the exact methodological steps needed to evaluate and manage market, credit and operational risks arising from banking activities. It reveals the strengths and weaknesses of Basel II and explains ways to integrate ...

Implementing systems solutions for financial risk management

The expertise, background, tools and methods needed to successfully implement a risk architecture are different to those required to deploy other financial systems such as accounting packages. This book provides you with both the functional and process background to accomplish this, as well as an ...

Microcréditos

una revolución silenciosa

Escrito desde un profundo conocimiento del tema, este libro constituye una breve guía o manual de los microcréditos, sus posibilidades y sus resultados. La experiencia de ambos autores en el ámbito de las microfinanzas al frente de Caja Granada, demuestra que estos pequeños créditos pueden ...

Credit risk management

how to avoid lending disasters and maximize earnings

"Credit Risk Management" is a comprehensive textbook that looks at the total integrated process for managing credit risk, ranging from the risk assessment of a single obliger to the risk measurement of an entire portfolio. This expert learning tool introduces the principle concepts of credit ...

El mercado hipotecario en Latinoamérica

una visión de negocio. Antecedentes y oportunidades de desarrollo

Partiendo de un análisis del entorno económico, recogiendo las proyecciones económicas publicadas por fuentes de instituciones públicas y privadas, se acomete el estudio de los diferentes países y mercados de la Región latinoamericana con el fin de seleccionar el mejor de ellos, para ofrecer una ...

Your credit score

how to fix, improve, and protect the 3-digit number that shapes your financial future

In the past five years, a simple three-digit number has become critical to your financial life: your credit score. It not only dictates whether you get credit: it can dictate how much you'll pay for it. What's more, it's being used by ...

Financial privacy

an internacional comparision of credit reporting systems

Credit reporting agencies collect and compile highly-sensitive information on millions of consumers in credit markets throughout the world and also increasingly across a variety of industries, such as insurance, retail and telecommunications. In this revised edition, Nicola Jentzsch provides an in-depth analysis of the economics ...

ICC Reglas y usos uniformes relativos a los Créditos documentarios revisión 2007 = ICC Uniform customs and practice for Documentary credits 2007 revision

Las cartas de crédito comercial son el elemento vital del comercio internacional. Durante más de 70 años, las Reglas y Usos Uniformes relativos a los Créditos Documentarios (UCP) -las Reglas de la Cámara de Comercio Internacional sobre créditos socumentarios- han gobernado las transacciones con cartas ...

Regional monetary policy

With the final phase of the European Monetary Union underway, concern has been raised over the regional implications of the European Central Bank (ECB) Monetary Policy. Departing from the standard approach utilized by the ECB, this book provides a comprehensive theoretical framework to explore the ...

Monetary and fiscal policies in the Euro Area

This book studies the interactions between monetary and fiscal policies in the euro area. It carefully discusses the process of policy competition and the structure of policy cooperation. As to policy competition, the focus is on competition between the European central bank, the American central ...

Monetary theory and Bretton Woods

the construction of an international monetary order

Over the twentieth century monetary theory played a crucial role in the evolution of the international monetary system. The severe shocks and monetary gyrations of the interwar years interacted with theoretical developments that superseded the rigid rules of commodity standards and led to the full-fledged ...

Competition and profitability in European financial services

strategic, systematic and policy iusses

Monetary integration and dollarization

No Panacea

This book deals with the economic consequences of monetary integration, which has long been dominated by the Optimal Currency Area (OCA) paradigm. In this model, money is perceived as having developed from a private sector cost minimization process to facilitate transactions. Not surprisingly, the book ...

Money, bank credit, and economic cycles

Can the market fully manage the money and banking sector? Jesús Huerta de Soto, professor of economics at the Universidad Rey Juan Carlos, Madrid, has made history with this mammoth and exciting treatise that it has and can again, without inflation, without business cycles, and ...